a) A loan to help pay off the hundreds of thousands you owe in student debt

b) A retirement plan so you can live the rest of your life in peace, isolated from the rest of the world

c) A special loan to buy a house

d) A contract to rent an apartment because you can’t afford a house

a) Credit scores are a scam by the US government in order to swamp everyone in debt

b) Having a good credit score will give you a tax deduction

c) So you can brag to all of your friends about your amazing trustworthiness and convince them to let you manage their money

d) So you can secure a loan and/or a mortgage should you need one

a) Progressive tax

b) Regressive tax

c) Proportional tax

d) None, I love taxes!

a) Picking a loan with a high interest rate, so the bank will pay you money

b) Borrowing money that you can’t pay back, because debt is fun

c) Ensuring you can pay each installment on time, because debt is not fun

d) All of the above

a) Call your parents to ask if you are a dependant under their name

b) Find your W2 and 1098-T/1099 papers

c) Pick out which 1040 form you prefer to use

d) All of the above

a) Savings account

b) Checking account

c) Money market account

d) Retirement account

a) A plan to help pay for your college education

b) A loan to pay for a house

c) We didn’t talk about this...

d) A method to boost your credit score